Welcome to the Largest E-banking System
Viserbank is a safe, fast, easy, and efficient e-Banking system that enables you access to your bank account and to carry out online banking services, 24/7
Create an AccountOnline Payment
We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Transfer Money
You are able to transfer your funds within the Viserbank or other banks we support by adding your beneficiaries
We care about your money and safety.
Our Mission
We are focused on building and sustaining long-term generational relationships with our customers
Our Vision
Smart Refunding Agency, our vision is to become the most trusted and accessible refund recovery service in the nation — empowering individuals and businesses to reclaim what's rightfully theirs with confidence, transparency, and zero hassle.
What We Do
We handle the complexities of filing, disputing, and recovering your money so you don’t have to. Whether it’s navigating tax refunds, benefit programs, or business reimbursements, we make the process clear, quick, and stress-free.
We make your life comfortable with our services.
Fast Transfer
Our Money transfer system is secure and easy. Send your funds to your beneficiaries within Smart Refunding Agency or to other banks. Transfer within Smart Refunding Agency is instant and to other banks may take 24 hours.
Deposit Funds
Account-holders of Smart Refunding Agency are able to deposit their money through our several payment systems. We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.
Withdraw Funds
Account-holders of Smart Refunding Agency are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust Smart Refunding Agency.
Secure Service
Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.
Lowest Transaction Fee
Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.
It's easy to join with Us
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email and Mobile Number.
Deposit
Deposit some funds before applying on any FDR or DPS plans.
Get Service
Now you can get any of our services as our registered account-holder
We provide our banking services all over the world
Viser Bank is a secure and robust e-Banking system getting popular all over the world nowadays. We offer the best FDR, DPS & Loan plans to our account holders
24M
Account Holders
3B
Total Transaction
120
Total Branches
240+
Countries We Serve
Frequently Asked Questions
Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.
We help individuals and businesses recover refunds they are rightfully owed — from taxes, government programs, overpayments, billing errors, and more. We handle the paperwork and process so you don’t have to.
Yes, you can send money from smart refunding to another bank?
Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.
Not always. We’ll advise you on what’s needed based on your case. In many situations, we can help you gather the required information ourselves.
We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.
Yes — we use bank-level encryption and data protection standards. Your information is kept strictly confidential and is never shared without your consent.
Our Partners
